Terms & Conditions for Payism

Welcome to Payism! These Terms & Conditions govern your use of our website and services. By accessing or using our website, you agree to comply with these terms. Please read this document carefully.

1. Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms & Conditions and any applicable laws and regulations.

2. Products and Services

a. Product Information: We offer a variety of products and services for sale on our website. We reserve the right to change, discontinue, or update any product or service without prior notice.

b. Pricing: All prices are listed in Rupees. You are responsible for any applicable taxes. We reserve the right to adjust prices as necessary.

c. Payment: Payment is processed securely through trusted payment gateways. By making a purchase, you agree to the terms and conditions of the respective payment gateway.

3. Shipping and Delivery

For information regarding shipping and delivery, please refer to our separate Shipping Policy.

4. Returns and Refunds

For details on returns and refunds, please consult our separate Refund/Return Policy.

5. Intellectual Property

All content, including text, images, logos, and other materials, displayed on our website is the property of Payism and may not be reproduced, used, or distributed without written permission.

6. Termination

We reserve the right to terminate or suspend your account and access to our website at our discretion, with or without cause.

7. Disputes

a. Governing Law: These Terms & Conditions are governed by the laws of Hyderabad, Telangana. Any disputes arising from your use of the website will be subject to the jurisdiction of the Hyderabad, Telangana courts.

b. Dispute Resolution: We encourage customers to resolve disputes through direct communication with our customer support team. If a resolution cannot be reached, we may, at our discretion, utilize alternative dispute resolution methods.

8. Limitation of Liability

a. Exclusion of Warranties: We provide our website and services "as is." We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of the content.

b. Limitation of Liability: We shall not be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to loss of profit, loss of data, or interruption of business.

9. Changes to Terms

We may modify these Terms & Conditions at any time. Any changes will be posted on this page with the revised "Last updated" date. It is your responsibility to stay informed about changes to our terms.

10. Contact Us

If you have any questions or concerns about these Terms & Conditions, please contact our customer support team.

These Terms & Conditions for Payism are designed to provide transparency and clarity in the interactions between the e-commerce website and its users. Always consult with legal experts to ensure that your terms and conditions are compliant with relevant laws and regulations and tailored to your specific business needs.